Critical Illness Coverage
Critical illness insurance coverage is a supplemental insurance option that we provide here at Affordable California Health Insurance for the most affordable rates on the market. Call us today for a consultation with one of our highly experienced and professional agents. Critical illness plans are fundamentally designed for the purpose of bridging the gap between the comprehensive plan and the actual real life consequences of suffering a critical illness without the supplemental plan. Similar to accident or disability insurance, critical illness insurance coverage plans are for unpredictable times where you need to stay on your feet financially and may not necessary be covered by your healthcare plan.
Like disability insurance plans, we here at Affordable California Health Insurance believe wholeheartedly that critical illness coverage is an absolute necessity in today’s world. It is a type of insurance plan to cover incidents that you cannot predict or effectively prevent. If you suffer a critical illness and are not insured or under insured, your financial future can be completely ruined as you are unable to work and make a proper living or pay your daily living costs or out of pocket medical expenses. With the critical insurance coverage plans we provide to our customers at highly affordable rates, you don’t need to worry about any of that.
Receive Checks Directly
With critical illness coverage, because its purpose is to fill in gaps in your general health insurance plan as a supplemental plan rather than a comprehensive insurance plan, the idea is more generally to sustain you financially while you recuperate and prepare to go back to work. With the critical illness coverage plans we provide at Affordable California Health Insurance, you will receive checks directly for the duration of time that you are critically ill and unable to work. The idea is to help you get back to work with little to no long term financial consequences due to your critical illness.
Critical illness insurance coverage plans that we provide here at Affordable California Health Insurance offer several benefits, one of which is the financial flexibility that they are designed to offer. Since our plans will give you cash directly, there is no obligation to spend the cash on your specifically covered condition. Rather, the money is intended to sustain you through a difficult period where you are unable to work full-time, as much as you would like or at all. You can spend this money on a specialist, transportation, prescriptions, other out-of-pocket medical costs
As it is with accident and disability insurance coverage plan, whenever you invest in a critical illness insurance coverage plan you need to know exactly what you are covering and insuring. You do not want to be in the situation where you suffer an emergency only to find out that your plan doesn’t cover that particularly malady. With Affordable California Health Insurance, there is a comprehensive list of conditions that are covered by the critical illness coverage plans we provide. Those include, coronary artery bypass graft, paralysis, heart attack, loss of speech, loss of hearing, loss of vision, coma, stroke, life-threatening cancer, major organ transplant and more.