Vision Plans

Did you know that nearly 90% of people in the US need lens correction? An often forgotten aspect of insurance, vision plans are incredibly important because chances are you do not have perfect vision. Trips to the optometrist can be costly, but they don’t have to be if you have a solid vision insurance plan. Our agents at Affordable California Health Insurance are committed to helping you find the perfect vision plan for your particular situation, whether it’s for yourself individually or for your family or company. Give us a call today and we’ll start helping you get the vision insurance plan that you need without breaking the bank.
 
VSP and EyeMed
In California, vision insurance plans are accessible through either VSP or EyeMed as enrollments do no go through Covered California. You can apply for a vision insurance plan with either one. VSP offers two different vision plans per person while EyeMed offers three vision insurance plans, some are per person and some are family insurance plans. Both are great for savings when it comes to eye exams, prescription glasses, frames and contact lenses. Let us know if you’re in the market for vision insurance and we’ll help you get sorted with one of these two options, whichever is better for you.
 
Vision Care for Children
Vision care for children is guaranteed under the Affordable Care Act, otherwise known as Obamacare. It is classified as an essential health benefit under the Affordable Care Act. In turn this means that all vision care for children is covered under all Covered California health insurance plans for children. Keep in mind, however, that this is not the case for adults. At Affordable California Health Insurance, we will not only help you cut through the red tape to get a proper vision insurance plan for your children but also help you get set up with an affordable plan that works for you as well.
 
Exclusions
In the state of California vision insurance plans are available to all adults age 18 and over. All you need is be formally be a resident of California and have a Social Security number. Vision insurance plans typically do not include coverage of eye surgeries, treatments or other types of care for your eyes that go beyond the threshold of what generally constitutes vision related eye care. Check with us on plans for more comprehensive eye insurance if you need better coverage. Vision plans are comprehensive for glasses, contacts and prescriptions from the optometrist but not sufficient for more serious operations.
 
How Vision Insurance Works
Vision insurance requires a bit of paperwork and red tape, but overall is not the most difficult type of insurance to apply for and receive. Let us help you break down a bit how vision insurance works for people like you. First, you can go through us at Affordable California Health Insurance to get quotes. Then apply on the first day of a month. We’ll then find a suitable eye doctor who takes the insurance. After that, schedule an eye exam and make the purchase! You’ll see the savings in your bill. If you have any questions about this process, please give us a call today.